Buy now, pay later with IWOCA PAY

Spread the cost of your purchase over 3 monthly payments with iwocaPay. iwocaPay is available for UK Limited Businesses and LLPs on orders of £150 to £30,000. Plus, there are no hidden fees, and checking your eligibility won’t affect your credit score.

GET YOUR SPENDING LIMIT BEFORE YOUR NEXT PURCHASE

We use iwocaPay to provide our trade customers with an approved spending limit up to £30,000. You can use as much or as little of it as you like. It only takes a few minutes and won’t affect your credit score. If you’re approved you’ll be able to spread the cost on all your orders up to your spending limit.

Click below to set up your spending limit (You’ll get redirected to iwocaPay to complete signup.)

Checkout with iwocaPay

When you get to the iwocaPay checkout you’ll see two choices:
PAY IN 3:
PAY IN 12:
Pay Now options
At the iwocaPay checkout, a 'Pay Now' option is also available, allowing you to pay directly and securely from your business bank account instantly.

Frequently Asked Questions

When you’ve added your chosen item(s) to the basket and reached checkout, simply select the option to pay with IwocaPay.
Alternatively, if you have recieved an invoice form us, you can click on the IwocaPay banner on this.

We'll automatically collect your minimum monthly payment using the card you register with us.
If you like you can pay more than the minimum any time, it's totally flexible. If your extra payment is the same amount or more than your next monthly payment, we'll skip it. To make extra payments just head to your iwocaPay account or give us a call - you can pay using a debit card or bank transfer.

Yes, you can settle up early any time at no extra cost. There are no early payment fees, you’ll just pay the balance outstanding on that day.

Just login to your iwocaPay account to make a debit card payment or get details on how to make a bank transfer. If you can't make a payment get in touch with us on 020 3778 0549 and we'll work together to find a solution.

If you get sent a pay link on an invoice - just double check the link with your matching invoice from your Supplier. If you're still worried, you can contact your Supplier directly and/or contact iwocaPay to verify the pay link.

IwocaPay automatically collects your monthly payment using the card you register with them, but you can easily monitor your payments through your IwocaPay account.
If you would like to hear more or have any questions or queries call iwocaPay on

02037780549 to speak to an account manager today.
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